 |
Feasibility Study & Marketing Study Expert Consultant |
|
A feasibility study, a marketing study, and a commercial real estate study all share the same general goal of determining the financial feasibility or economic feasibility of a business, a product, a real estate development, or whatever the subject of the particular type of study may be. Some studies are performed for very specific and limited purposes, such as to determine the most likely absorption rate (for rentals or sales) for a specific type of real estate property in a particular area, most probable rental rates, most likely rent-up schedule for a new property, most likely sales scenario for a new product, etc.
A feasibility analysis or market analysis is a key part of any request for financing. Any financial institution, investment banker, or other source of funds being asked to fund a financial venture of any kind has certain concerns that must be addressed in a feasibility or marketing study in order for the proposal to be approved. These same concerns apply equally as well to potential partners, equity investors, potential suppliers, or others.
These concerns vary from case to case depending on the type of proposal and the individual circumstances pertinent to the proposal being considered. Failing to address any of these important concerns by presenting a professional feasibility or marketing study will cause a lender or investor to decline a financing proposal. Therefore, it is of the utmost importance that all important concerns applicable to a specific financial proposal be identified and properly addressed in advance in a feasibility or marketing study in order for a proposal to be approved for funding or investment.
Important Questions for You to Consider:
- Who better to perform and write your feasibility, marketing, or real estate analysis than an experienced banker, corporate lender, real estate lender, and mortgage banker with Citicorp experience and with entities that are now Citigroup, JPMorgan Chase Bank, Bank of America, and AmSouth, and who has been on the receiving end of well over 100,000 loan requests?
- Who better to perform and write your feasibility, marketing or real estate analysis than a former high-level lending executive who has invested years in preparing, polishing, and presenting loan proposals and their accompanying feasibility reports to Loan Committees of major financial institutions of all types nationwide?
- Who better to perform and write your feasibility, marketing, or real estate analysis than the person recommended by major lenders to write a best-selling book on commercial real estate finance, including feasibility analysis?
- Who better to perform and write your feasibility, marketing or real estate analysis than a proven professional who has completed the intensive, on-campus Harvard Business School Executive Education course in the most accurate and up-to-date business valuation and discounted cash flow techniques?
- Who better to perform and write your feasibility, marketing or real estate analysis than a proven professional who is a prolific author on banking, financing, real estate, and many related subjects?
- Who better to perform and write your feasibility, marketing or real estate analysis than a professional who has been recognized and hired repeatedly by the governmental financial institution regulators, IRS (7 times), and other governmental entities as their expert on lending, banking, valuation, real estate and financing issues?
- Who better to perform and write your feasibility, marketing or real estate analysis than an expert who has been repeatedly recognized and called on to serve as an expert consultant in courts nationwide over 365 times and testified 93 times?
- Who better to perform your feasibility, marketing or real estate analysis than a proven professional whose opinions are often sought by the press, including the Atlanta Journal-Constitution, Denver Post, Baltimore Sun, Charlotte Observer, Newark Star-Ledger, Boston Herald, Pittsburgh Post Gazette, Palm Beach Daily News, Chicago Sun Times, San Francisco Daily Journal, Houston Business Journal, Small Business Times, CFA (Chartered Financial Analyst) Institute’s Journal, Lawyer’s Weekly USA, American Banker, Treasury & Risk Management, Lending Intelligence, Journal of Property Management, NBC News, ABC News, and others.
- Who would better know what lenders and investors want and must see in a feasibility, marketing or real estate report?
. . .
Don Coker possesses these qualifications and much more. In addition to impressive credentials as a lender and mortgage banker, he has served in high-level governmental regulatory positions, served as the government's (FDIC, RTC, Federal Reserve Bank, Federal Home Loan Bank, Federal Savings and Loan Insurance Corp., IRS, US Agency for International Development) expert on many banking and financial cases involving matters as large as $20+ billion, written extensively on financial, valuation, and related matters, and been called on over 265 times by leading law firms nationwide as an expert witness consultant on various financial matters.
Mr. Coker has served clients nationwide and worldwide in 23 countries in the Americas, Europe, Asia, and Africa, covering matters in over 50 countries. His office is in the northern metro Atlanta, Georgia USA area.
General Services Offered:
- Feasibility & Marketing Studies for all types of real estate properties worldwide.
- Feasibility & Marketing Studies for all types of products worldwide.
- Feasibility Studies for all types of corporate financing transactions.
- Feasibility assistance in mergers & acquisitions.
- Due diligence services for all types of financial transactions.
Use of Feasibility & Marketing Studies:
Common uses for feasibility and marketing studies include:
- Obtaining financing
- Obtaining partners or investors
- Obtaining licensing
- Determining the needs in a market, including net rental and sales demand, rental rates or sales prices, absorption studies, and lease-up estimates
- Management's own information for planning purposes
Some Major Lenders that Have Used Feasibility Studies and Loan Request Proposals Prepared by Don Coker:
- Advance Mortgage Corp., Southfield, MI
- Aetna Business Credit Corp., East Hartford, CT
- American National Life Insurance Co., Galveston, TX
- American Savings & Loan Association, Lake Jackson, TX
- American Savings Bank, New York City
- Anchor Savings Bank, New York City
- Bankers Trust Co., New York City
- Bank of America, Charlotte, NC
- Bank of California, Los Angeles, CA
- Bank of the Southwest, Houston, TX
- Beneficial Standard Advisers, Los Angeles, CA
- Bowery Savings Bank, New York City
- Chrysler Realty Corp., Detroit, MI
- Citibank, New York City
- Colonial Savings Association, Houston, TX
- Commercial Credit Company, Baltimore, MD
- Connecticut General Life Insurance Co., Dallas, TX
- Dime Savings Bank, Brooklyn, NY
- Dollar Savings Bank, New York City
- East River Savings Bank, New York City
- Emigrant Savings Bank, New York City
- FDIC, Washington, DC
- Federal Home Loan Bank, Dallas, TX
- Federal Savings & Loan Insurance Corp., Washington, DC
- First Federal Savings & Loan, San Antonio, TX
- First National Bank of Memphis, Memphis, TN
- First National Bank, Mobile, AL
- First National Bank, Port Arthur, TX
- Ford Motor Credit Corp., Dearborn, MI
- Frost National Bank, San Antonio, TX
- General Electric Credit Corp., Chicago, IL
- General Electric Pension Trust, Stamford, CT
- Germantown Savings Bank, Bala-Cynwyd, PA
- Gibraltar Savings Association, Houston, TX
- Great American Mortgage Investors, Atlanta, GA
- John Hancock Life Insurance Company, Boston, MA
- Hartford National Corp., Hartford, CT
- Home Savings Association, Houston, TX
- Jefferson Standard Life Insurance Company, Houston, TX
- Jefferson Pilot Insurance Co., Greensboro, NC
- Lutheran Mutual Life Insurance Co., Waverly, IA
- Lincoln Savings Bank, New York City
- Massachusetts Mutual Life Insurance Co., Dallas, TX
- Mellon National Mortgage Co., Cleveland, OH
- Metropolitan Life Insurance Company, New York City
- J.P. Morgan Interfunding, New York City
- Mutual of New York, Dallas, TX
- National Life of Vermont, Dallas, TX
- New York Life Insurance Co., New York City
- Northwestern Mutual Life Insurance Co., Houston, TX
- Pension Funds of America, Dallas, TX
- Philadelphia Savings Fund Society, Philadelphia, PA
- Pilot Life Insurance Co., Greensboro, NC
- Pacific Mutual Life Insurance Co., Houston, TX
- Penn Mutual Life Insurance Co., Philadelphia, PA
- Property Capital Trust, Boston, MA
- Prudential Life Insurance Co., Houston, TX
- Republic of Texas Savings & Loan, Houston, TX
- Rosenthal & Rosenthal, New York City
- San Antonio Savings Association, San Antonio, TX
- Seamen’s Bank for Savings, New York City
- Security Mortgage Investors, New York City
- Southwest Bancshares Mortgage Co., Houston, TX
- TIAA-CREF, New York City
- G. Adrian Thompson & Company, New York City
- Travelers Insurance Company, Houston, TX
- Unionamerica Mortgage & Equity Trust, Los Angeles, CA
- Union Bank, San Francisco, CA
- U.S. Life Insurance Company, Dallas, TX
- Jim Walter Investors, Tampa, FL
- Western Gulf Savings & Loan Association, Bay City, TX
- Westinghouse Credit Corp., Houston, TX
- And many others …
Professional Background Summary
Presently serve as an independent consultant offering consulting, research, and expert witness consulting services worldwide. Consulting assignments have involved disputed matters as large as $20.8 billion and have included matters in 45 states and over 50 countries. Expert witness experience includes assisting both plaintiff and defense counsel in over 365 cases nationwide and involving 93 testimonies. Listed in the recommended expert consultant databases of both the AAJ and DRI.
Prior employment positions include 20+ years experience in management at banks, savings & loans, credit companies, mortgage banking companies, and a governmental financial institution regulatory agency. Positions held include Board of Directors member, Executive Vice President, Senior Vice President, Manager of Lending, Manager of Mortgage Banking, Regulatory Supervisory Agent (tantamount to CEO). Committee memberships included Loan Committee, Executive Committee, Audit Committee, and Pension Plan Trustee. Served as a corporate officer of various financial institution subsidiaries.
Management responsibilities have included as many as 300 people in 22 locations nationwide in ten states and $1 billion in gross assets. Directly responsible for originating over 36,000 loans of all types totaling approximately $5 billion, reviewing well over 100,000 financial statements and credit reports, and over 25,000 real estate appraisals.
Called on by banking regulators several times to provide regulatory oversight and management at troubled financial institutions.
Other Services Offered Include:
Interim Management
Turnaround Management
Temporary Management
Crisis Management
Business Valuation
Business Plans
Policy and Procedure Manuals
Due Diligence
Merger and Acquisition assistance
Economic Damages Calculations
Business Ethics
Banking Industry Standards of Care
Bank Taxation
Fraud Prevention Advice
Check Cashing Consulting
Investment and Securities Issues
International Issues
Site Location
New Office Start-Up Consultation
New Office Start-Up Costs Estimates
Expert Witness Services
Representative Consulting Client List
Banking:
The World Bank
Bank of America
Bank of America - Canada
NationsBank
Bank One (now JPMorgan Chase Bank)
Wachovia Bank
First Union Bank
SouthTrust Bank
Citigroup/CitiFinancial
Firstar/U.S. Bancorp
Wells Fargo Mortgage Corp.
National City (Bank) Corporation
MBNA America Bank
Citizens Bank of Pennsylvania
Provident Bank
KeyCorp
Royal Bank of Scotland Group, plc
Credit Suisse First Boston Mortgage Capital
First National Bank of San Marcos, TX
Banco Industrial de Venezuela
Bank of Oklahoma
Southern Security Bank
First National Bank of Palm Beach
First Bank, Tallahassee, FL
Sunbelt Savings (now Bank of America)
Sunbelt Federal Bank
Bancomer, S.A. (Mexico)
Bluebonnet Savings
Standard Pacific Savings Bank
First National Bank of Brewton
Southeast Bank of Miami, FL
Barnett Banks, Inc.
Bank of the Southwest
Community National Bank, Midland, TX
Northshore Bank, TX
Bank of Bentonville, AR (Walton Family)
Priority Bancorp
Iowa Trust
Banco Bilbao Vizcaya Argentaria (Bilbao and Madrid, Spain)
Tanzania Institute of Bankers
Bank of Tanzania (central bank)
Federal Reserve Bank of Atlanta
Goldome Realty Credit Corp.
PanAmerican Bank
Western Gulf Savings & Loan (now Wells Fargo)
American Savings & Loan
Bank Insurance & Securities Association
William E. Wood & Associates (Re: Towne Bank, VA)
EDS - BEI Golembe Consultants
Smith Barney (Citigroup)
Governmental:
FDIC
Resolution Trust Corp.
Federal Savings & Loan Insurance Corp.
Federal Home Loan Mortgage Corp.
Farm Credit Bank
U.S. Department of Education, Inspector General’s Office
Internal Revenue Service, U.S. Treasury Department
U.S. National Library of Medicine, National Institutes of Health
State of Texas, Savings & Loan Department (Regulators)
13 Municipalities in CA and CO
Tanzania Revenue Authority
United Nations Conference on Trade & Development
U.S. Agency for International Development (Washington, D.C.; Kiev, Ukraine; Moscow, Russia)
U.S. Air Force (Guantanamo Bay, Cuba) Judge Advocate General’s Corps Office of Special Investigations
New York Governor George Pataki’s Office of Regulatory Reform
Insurance:
AIG
CNA
St. Paul Travelers Insurance
Liberty Mutual Insurance Co.
Acadia Insurance Company
Employers Mutual Insurance Co.
Erie Insurance Group
State Farm Insurance Co.
Military Premium Managers
Reliance Insurance
Physicians Mutual Insurance Co.
Physicians Life Insurance Co.
International Transport Intermediaries Club, Ltd., UK
North River Insurance Co.
American Casualty Insurance Co.
National Union Fire Insurance Co.
Continental Casualty Insurance Co.
Lloyds of London, UK
Crum & Forster Managers
Xerox Financial Services
Thomas Miller & Company, UK
Corporate:
Ford Motor Credit Company
Cisco Systems
IBM – Lotus Development
Kawasaki
Intuit, Inc.
Wal-Mart Stores
Wal-Mart Real Estate Business Trust
Doral Mortgage Corp.
Ambassador Mortgage
Security Properties
McGladrey & Pullen, LLP (CPAs)
Prentice Hall Publishing
Central Financial Services
NAPA Auto Parts
Pioneer Financial Services
Sansbury Ace Hardware
Madison Equity Mortgage Co.
Darryl’s Restaurants
Bosler & Hashioka Developers
Sears
Scorpion International Services, S.A. (Athens, Greece)
Heritage Motels. Inc.
Sunrise Gardens Apartments, Las Vegas, NV
Barron’s Educational Software
Anco Merchandising
Operative Plasterers & Cement Masons International Association
Network Software Associates
Calco Aerospace
Midwest Merger Management
Calco Aerospace
Education Central, Inc. (USVI)
Ruby Tuesday
Remington Investments
Inverelle, Inc.
Alpha Software
Phivos Karnaos (London & Moscow)
Simon & Schuster Publishing
The King Edward Inn (Canada)
Jancik Concrete Specialties
Keytronics
Concord Boat Corp.
NBI Software
Houlihan’s Restaurants
Sprint/Nextel
Ukrainian Accounting Reform Project (Kiev, Ukraine)
International Accounting Standards Board Foundation (London)
Stanford Carr - Ewa Development (Hawai‘i)
Royster-Clark Agribusiness
American Consolidated Credit
Specialty Motor Cars
George B. Kaiser, Forbes 400 List
ButtonWare Software (PC Calc+)
Fillette Green Shipping
Zapadnoe Koltze (Moscow, Russia)
Benchmarking Partners
Gary Tharaldson, Forbes 400 List
Boston Credit Corp.
Dr. Richard Dombroff
Morrison’s Cafeterias
Transcontinental Products & Services
Reynolds Lumber Company
Broderbund Software
Marchese Chevrolet
Surgency
Westat
Computer Associates
AvtoVAZ (Russia’s largest car co. - LADA automobiles)
AutoVAZBank (Tagliatti, Russia)
Import Specialists
Timeworks Software
Fleming Electric Co.
WordStar
Russell Research
Christian Bay Shipping Company
Cliff’s Notes Publishing
DataEase International
CreditCare Credit Counseling
AddStor Software
Fraud Discovery Institute
Olympic Cube (Athens, Greece)
Kilimanjaro International (Africa)
Chemonics International
Tax Express Income Tax Services
Institute for Stock Market and Management (Moscow, Russia)
Books, Publications & News Media
Complete Guide to Income Property Financing & Loan Packaging, Prentice Hall, 1984.
Self-Management: A Guide to Career Advancement and Development, written under contract for Prentice Hall, 1985.
Complete Real Estate Computer Workbook, Technical Editor, Prentice Hall, 1986.
The Complete Loan Officers Handbook, presently writing.
"Money Laundering: A Dirty Business," White-Collar Crime Reporter, Oct. 1991.
Treasury Magazine published by The Economist. Interviewed and quoted in an article written by a U.S. News and World Report Editor.
"How You Can Help Your Client Get a Loan to Finance Real Estate Projects," Practicing Attorney's Newsletter, April 1984.
"Getting a Grip on Core Deposit Intangibles," American Banker newspaper, 1996.
"The Dollars and Sense of Business Valuation," published on the website of the American Bank Attorneys Association, April 1996.
"Putting a Cash Value on a Business," interviewed by Lawyers Weekly, May 6, 1996.
"Business Valuation Techniques," Business Locator, May 1996.
"Valuing Businesses," TAB Letter, Technical Assistance Bureau, June 1996.
"Using Business Value to Achieve Ad Valorem Tax Reductions on Commercial Real Estate Properties," Journal of Property Management, June 1997.
What's Working in Credit & Collection, interviewed, quoted re: bank drafts, March 1997.
"Making Sense of Internet Stock Values," TAB Letter, July 1999.
Africa Today, extensive video coverage by Reuters News Agency of Tanzania Revenue Authority training program, Arusha, Tanzania, March 11, 2001 and other dates.
Interviewed by ITV Television Network on the subjects of banking, taxation, economic growth and development, and capitalism in Tanzania, in Arusha, Tanzania, March 16, 2001. Aired on March 17, 2001, and subsequent dates.
The Atlanta Journal-Constitution, interviewed for an article on banking regulatory policies and procedures, and banking practices, August 21, 2001.
The Atlanta Journal-Constitution, interviewed for an article on banking practices and procedures to help deter terrorism, September 19, 2001.
Collections & Credit Risk, interviewed regarding banking procedures. September 20, 2001.
The Atlanta Journal-Constitution, interviewed for an article on banking practices and procedures involving funds transfers and money laundering by terrorist groups. September 21, 2001.
The Baltimore Sun, interviewed for an article regarding considerations for the future of Allied Irish Banks, PLC's, American subsidiary Allfirst Bank. May 30, 2002.
The Atlanta Journal-Constitution, interviewed for an article on changes in banking practices and procedures as a result of the September 11, 2001, terrorist attacks. August 29, 2002.
ESPN.com and Outside the Lines television show, interviewed regarding identity theft matters. November 1 - 3, 2002.
Lending Intelligence magazine and website, interviewed regarding lending practices and interest rates, November 25, 2002.
NBC Evening News, interviewed regarding identity theft, November 25, 2002.
Lending Intelligence magazine and website, interviewed regarding credit scoring and loan approval policies and procedures, December 10, 2002.
Charlotte Observer newspaper, interviewed regarding bank branching and operations policies, January 21, 2003.
Street & Smith’s SportsBusiness Journal, interviewed regarding business ethics and corporate governance issues involving the U.S. Olympic Committee’s Chief Executive Officer, February 25, 2003.
Family Finances column that appears in The Boston Herald, the Pittsburgh Post Gazette, the Palm Beach (FL) Daily News, and some Scripps Howard newspapers. interviewed regarding credit card debt matters, September 23, 2003.
The Denver Post, interviewed regarding banking economics and bank branching January 21, 2004.
Mortgage Lending Compliance Alert, interviewed regarding housing market outlook, economic and interest rate outlook, and lender profitability strategies. Feb. 2004.
CFA (Chartered Financial Analyst) Magazine, published by the Association for Investment Research, which recently became the CFA Institute. Interviewed by this professional certification organization that promulgates “standards for investment professionals worldwide” regarding business ethics and corporate governance issues. May 2004.
Continental magazine, interviewed regarding banking and its effect on economic resurgence, especially as it relates to Ireland. July 6, 2004.
European Business School, International University; Schloß Reichartshausen, Germany. Interviewed regarding intellectual property and business valuation techniques. July 24, 2004.
San Francisco (CA) Daily Journal, a legal newspaper, quoted regarding the alleged bank fraud and credit card fraud factors related to alleged Guantanamo Bay, Cuba, U.S. Air Force translator spy Ahmad Al Halabi, July 28, 2004.
Bank Tech & Security Newsletter, provided direction to a bank on the proper way to handle an attempted fraudulent international wire transfer. September 30, 2004.
Small Business Times, provided information concerning business valuation issues. September 30, 2004.
Mortgage Lending Compliance Alert, interviewed regarding the Bank Secrecy Act and Suspicious Activity Reports (SARs). October 12, 2004.
Mortgage Lending Compliance Alert, provided input for an article concerning compliance with the rules and regulations of lending. November 4, 2004.
Mortgage Lending Compliance Alert, provided input for an article on the Fair and Accurate Credit Transactions Act of 2003, a/k/a/ FACTA or FACT Act. Mar. 16, 2005.
Bank Technology & Security Alert, provided input for a question and answer section regarding online bill paying. April 11, 2005.
Mortgage Lending Compliance Alert, provided input for a question and answer section regarding closing costs for home mortgages. May 18, 2005.
Newark Star-Ledger newspaper, interviewed on the subjects of check cashing and the need for enhanced identification verification systems. May 26, 2005.
Bank Insurance & Securities Marketing Magazine, interviewed regarding ethical training considerations and the Securities & Exchange Commission’s recently enacted Investment Adviser Code of Ethics. June 21, 2005.
Mortgage Lending Compliance Alert, provided input for an article regarding the legal, regulatory, and marketing considerations of providing lending services to Spanish speakers. June 21, 2005.
Bank Security & Technology, provided input for a question and answer section regarding bank facility security. August 11, 2005.
Bank Security & Technology Wire published by Medical Newswire, provided input for an article regarding the security of bank computer systems. November 9, 2005.
Chicago Sun-Times, interviewed on bank marketing issues. January 9, 2006.
American Prospect Magazine, provided input for an article on business and banking ethics written by a reporter for the Philadelphia Daily News. February 1, 2006.
Bank Security & Technology Alert, provided input for a question and answer section regarding bank record retention. February 8, 2006.
Chicago Sun-Times, interviewed on checking account issues, March 13, 2006.
ABC News - Miami, interviewed for a national radio broadcast regarding credit card fraud and identity theft issues. April 21, 2006.
AML (Anti-Money Laundering) Compliance Alert, provided input for an article about the BankAtlantic money laundering case and anti-money laundering policies and procedures. May 5, 2006.
WJNO AM 1290 Clear Channel Radio, live on-air telephone interview by John Howe regarding the loss of credit information on 26.5 million veterans. May 23, 2006.
Mortgage Lending Compliance Alert, provided input for an article about documentation requirements for closing a loan. June 12, 2006.
Virginia Pilot newspaper, Provided opinions for an investigation into suspected mortgage fraud. October and December 2006.
Chicago Sun-Times, interviewed and quoted regarding bank economics and ABN Amro’s decision to layoff 900 people at LaSalle Bank in Chicago. December 28, 2006.
Patent
On July 8, 2002, the United States Patent & Trademark Office registered a Provisional Patent to Don Coker for a business process for improving the prevention and detection of financial fraud involving personal and business checks, cashier's checks, postal and commercial money orders, letters of credit, bills of exchange, drafts, and many other types of financial instruments. The formal Patent Application was filed July 1, 2003. In February 2007, this Patent Application was sold.
Entire Website Contents Copyrighted 2003 - 2008 by Don Coker
Education
College & University:
- University of Alabama, BA.
Awards and Activities: Gold Merit Key Award for Outstanding Service to the University, Outstanding Army ROTC Platoon Leader Award, numerous publications activities, apartment manager.
- University of Alabama, post-grad work in real estate, finance, accounting.
- University of Houston, post-grad work in real estate, valuation, law.
- Spring Hill College, AL, masters degree-level liberal arts and ethics coursework.
- Southern Methodist University, TX, executive education work in commercial real estate finance, construction finance, securities.
- Harvard Business School, Harvard University, MA.
Certificate in Business Valuation.
Secondary:
University Military School, Mobile, AL. Graduated 1963. 12-year prep day school. One of the highest rated schools in the South. Awards and Activities: Outstanding Student in English, military awards, school publications.
Professional Training:
- American Bankers Association - American Institute of Banking: financial statement analysis, business finance, bank investments, principles of bank operations, bank management, trusts.
- National Institute of Real Estate Boards, commercial real estate finance.
- International Council of Shopping Centers, shopping center finance.
- National Hospital Association, one-week workshop in healthcare entity finance and valuation.
- Mortgage Bankers Association, workshops in multi-family and SFR lending.
- Federal Home Loan Bank of Dallas, training workshops on financial institution management, lending, investments, operations, et. al.
- Texas Savings & Loan Department, training workshops on financial institution management, lending, investments, operations, et. al.
- Federal Home Loan Mortgage Corp., real estate financing workshop.
- First National Bank of Mobile, AL (later AmSouth, now Regions Financial), financial statement analysis, business finance, bank investments, credit card operations, deposit operations, bank management, trusts.
- Gibraltar Savings Association (now Bank of America), commercial real estate finance, valuation, joint-ventures.
- Citicorp, business, corporate, and real estate finance, valuation, deposit products, investments.
- Southwest Bancshares (later Bank One, now JPMorgan Chase Bank), business finance and real estate investments.
- Commercial Credit Corp. (now Citigroup), one-week Corporate Marketing Conference covering in-depth training in all financial products, plus 28 CDC Learning Center courses (45 semester hours) in business and economic subjects.
- Frost Bank, advanced credit analysis and business finance.
Other Professional Activities
- Consultant on various economic, valuation, real estate, marketing, and banking matters for clients in 45 states and several foreign countries.
- Expert Witness, over 340 cases for plaintiff and defense, 91 testimonies, listed in the Association of Trial Lawyers of America's AND the Defense Research Institute's databases of recommended consultants, plus state and local databases in AZ, AR, CO, DC, HI, IL, IA, KY, LA, MN, MS, NH, NY, NC, OH, PA, SD, WA, and San Francisco.
- Phillips College, former Adjunct Professor of Business.
- Institute of Financial Education, approved instructor for the educational arm of the U.S. League of Savings Institutions.
- Prentice Hall Publishing, Simon & Schuster, Paramount Communications, technical editor and consultant on banking and real estate subjects.
- Holiday Inn, Lender Advisory Panel.
- Rodeway Inn, Lender Advisory Panel.
- Novick's Money Market Seminars, panelist.
- National Directory of Corporate Distress Specialists, approved Turnaround management consultant.
- Licensed Sports Agent, approved by the NCAA, Major League Baseball Players Association, and the AL Athlete Agents Regulatory Commission.
- American Arbitration Association, approved Professional Commercial Arbitrator.
- State of Texas Real Estate Commission, approved instructor and writer of courses.
- Texas Real Estate Broker's License held for over ten years.
Past Professional Memberships
- American Bankers Association
- American Institute of Banking, Chapter Officer and Bank Consul
- U.S. League of Savings Institutions
- Institute of Financial Education, Instructor
- Mortgage Bankers Association
- Texas Mortgage Bankers Association
- American Council of State Savings Supervisors
- American Bankruptcy Institute - Committee assignments: Public Companies, Real Estate, International, U.C.C., Commercial Fraud Taskforce, and Healthcare.
- Board of Realtors
- National Association of Homebuilders
- International Council of Shopping Centers
- Houston (TX) Chamber of Commerce, Economic Development Committee, 9 years
Civic Activities
- Katy School District (Houston suburb), Trustee, elective position.
- U.S. Army Reserve, 1966-1968, Officer Training, Ft. Bragg, NC; Honorable Discharge.
- Nottingham Country Civic Club, officer, 1,500 family neighborhood association.
- Sunday School teacher, usher, host.
Recognition in Biographical Reference Books
- Who's Who in America, 52nd - 58th eds.
- Who's Who in the World, 12th - 16th eds.
- Who's Who in Finance & Industry, 26th - 29th, 33rd eds.
- Who's Who in Medicine & Healthcare, 1st - 4th eds.
- Who's Who in the South & Southwest, 21st - 33rd eds.
- Directory of Distinguished Americans, 5th ed.
- Who's Who Registry of Global Business Leaders, 1993 - 1994 ed.
- Who's Who of Emerging Leaders of America, 3rd ed.
- Who's Who Registry of Business Leaders, 1994 ed.
- Personalities of America, 5th ed.
- Personalities of the South, 14th ed.
Employment History
1986 - Present: Banking, Management & Economic Consultant, Woodstock, GA.
- Consulting assignments covering a broad range of activities such as governmental regulatory oversight, interim management, workout and restructuring of troubled loans, business & asset valuation, intangible asset issues, bank income tax issues, merger & acquisition assistance, due diligence, business plans, management advice, policy and procedure manual matters, international engagements, writing & editing business books, feasibility & marketing studies & advice, training & educational activities, international engagements.
- Expert Witness engagements nationwide for plaintiffs and defendants covering all areas of banking, valuation, securities, economics, economic damages, trusts & estates, real estate, international matters, management, credit, finance, and business.
1985 - 1986: Executive Vice President, Manager of Lending & Board of Directors Member, Home Savings (now Citigroup), Houston, TX. Manager of all lending and mortgage banking. Number Two Executive. Heavily involved in investments and deposit activities. Officer of several subsidiary companies. Member of Loan Committee, Executive Committee, Audit Committee, et. al.
1984 - 1985: Senior Vice President, Manager of Lending, First Federal Savings (now Guaranty Bank), San Antonio, TX. Manager of all lending and mortgage banking. Number Two Executive. Heavily involved in investments and deposit activities.
1983 - 1984: Southwest Regional Manager, Ford Motor Credit Corp., Houston, TX. Manager of commercial real estate finance, and some financing with dealers.
1977 - 1983: Regional Manager, Commercial Credit Company (now Citigroup), Houston, TX. Manager of commercial and residential real estate financing for the southwest, and involved in all financial products offered by the $7 billion company.
1974 - 1977: Manager of Commercial Real Estate Lending and Mortgage Banking, Southwest Bancshares (later Bank One, now JPMorgan Chase Bank), Houston, TX. Also involved in the origination and administration of construction loans, deposit and investment activities for lending clients including wealthy foreign nationals, corporate and personal lending, and credit card operations.
1973 - 1974: Assistant Regional Manager and Assistant Treasurer, Citicorp Real Estate, Houston, TX. Mortgage banking and construction lending for Citibank, N.A. (NY), and deposit and investment activities for wealthy foreign clients.
1972 - 1973: Loan Officer and Manager of Lending Department, Gibraltar Savings (now Bank of America), Houston, TX. At age 26, managed the day-to-day operations of Texas' largest S&L (55th largest in the U.S.). Handled construction and subdivision development loans, joint-ventures, and high-volume builder accounts.
1968 - 1972: First National Bank of Mobile (later AmSouth, now Regions Financial), Mobile, AL. Mortgage and real estate specialist in the Trust Department. Trained and worked in all areas of the bank including checking and savings, credit, corporate lending, personal lending, international, investments, trusts and estates, portfolio management, corporate pension plans, stock transfer, corporate bond trustee, credit cards, and funds transfers.
Selected Key Words to Help Locate this Website:
absorption study
airline route study
business plan
commercial real estate study
commercial real estate marketing study
condo marketing study
condo office building marketing study
condominium marketing study
condominium office building marketing study
demographic study
feasibility
feasibility study
land development marketing study
land usage marketing study
land use marketing study
market analysis study
market study
marketing study
office building marketing study
office start-up costs
office start up costs
product market study
product marketing study
real estate marketing study
real estate study
retail marketing study
shopping center marketing study
subdivision marketing study
warehouse development marketing study
warehouse marketing study
Previous Websites Included for Reference Purposes:
http://firms.findlaw.com/Bankexpert/
http://firms.findlaw.com/CheckFraud/
http://firms.findlaw.com/BusinessValuation/
http://firms.findlaw.com/BusinessPlans/
http://home.talkcity.com/PresidioDr/bankexpert/DonCoker.html
Entire website Copyright 2005 - 2008 by Don Coker